With the right information and the right websites at your fingertips, you can now check credit score online. Not all websites are created equal though, and they are not always created with the best of intentions. Some are hoaxes, and only intend to capture your personal information when you try to check credit score online. For your guidance, here are some reputable websites and a comparison of their services and prices.
AnnualCreditReport.com is probably the most well-known of such websites, where you can check credit score online. The advantage of using this website is that it is the only free website authorized to provide credit reports. These credit reports form the basis for the credit scores. The main disadvantage is that this website charges a fee for the service: $7.95 for each score, whether Experian, TransUnion or FICO (Equifax). In this list, it is the only website that charges a fee for furnishing credit scores on the outset. The site will require you to provide both your Social Security System and credit card numbers when you check credit score online.
Other sites that you can use to check credit score online will provide you with a free credit score for a specific number of times or frequency, such as every month, and then charge you for any extra requests. Such is the case with Credit Karma, which gives you a free credit score once daily, and Credit Sesame, which gives you a free credit score once monthly. Other websites used to check credit score online such as Quizzle, Equifax, FreeCreditReport.com, FreeScore.com, Identity Guard and myFico.com and True Credit, provide you with a free credit score one time only.
With regard to personal information required by these websites when you check credit score online, the AnnualCreditReport.com site will require you to provide both your Social Security number and credit card numbers, in order to verify your identity and provide the correct information. The same is true for these websites: Equifax, FreeCreditReport.com, FreeScore.com, Identity Guard and myFico.com. On the other hand, Credit Karma and Credit Sesame will only require you to provide a Social Security number. Quizzle asks for neither Social Security nor credit card number. True Credit asks for the Social Security number and the last four digits of your credit card number when you check credit score online.
As for the types of credit scores furnished when you check credit score online, some websites are equipped to furnish you with all three types of credit scores: Experian, TransUnion or FICO (Equifax). These include AnnualCreditReport.com, FreeScore.com and Identity Guard. Only TransUnion credit scores are given out by True Credit and Credit Karma. Similarly, only Fico credit scores are available at Equifax and MyFico.com. Credit Sesame and FreeCreditReport.com both provide Experian scores. Quizzle, on the other hand provides CE, a different type of credit score, just as Equifax produces a FICO score.
To check credit score online is made simple by these websites. Look around and see what other services these sites offer. Some offer monitoring of credit scores and recommendations on how to raise your credit score.
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